My wife,
Jane, and I have paid for our own health insurance coverage for the past 11
years. Fortunately, we learned about Health Savings Accounts five years
ago and have enjoyed thousands of dollars in savings, not only on premium
payments, but also on our income taxes. I am an Advisor with HSA
for America because “I believe in Health Savings
Accounts and enjoy helping others understand the advantages of having one.”
My objective
is to assist you in determining the most economical health coverage that is
best for your specific situation. It is extremely important that your
health plan is designed correctly, otherwise why have it? There are
a tremendous number of plans with many different options. The varying
out-of-pocket costs, exclusions and benefit limits all have significant
financial consequences, especially when a major health problem occurs.
No one wants to pay for an insurance policy and find out later something is
not covered.
 |
HSA
for America represents all of the major individual health
insurers. Once we have determined the right plan design, we
will then find the insurance company that offers the best value for
you. HSA for America
has a proven system that takes you through the process from beginning to end,
making a challenging task as easy as possible. I encourage you to take
advantage of our comprehensive source of information and utilize my personal
expertise, of course, at no additional charge.
Through
the years I’ve helped hundreds of families and individuals with their
insurance needs. I attribute much of my success to the varied
experiences I have had in my life. Growing up in a rural Midwestern
town I worked as a church janitor and farmhand during my high school years
while participating in sports, chorus and class plays. I attended a
state university earning a degree in biology with jobs at a pizza parlor,
car wash, gas station, radiator manufacturing company, and grain processing
plant. After graduation, I started my professional career in a toxicology
testing lab in Chicago. Three years later I moved back to central Illinois
as a sales representative with a major pharmaceutical company. This
position involved managing accounts such as hospitals, pharmacies, doctor’s
offices, clinics and nursing homes. Ten years later an opportunity to
work with a healthcare management company took us to St. Louis where
my insurance career started.
 |
After nearly
twenty years in the St. Louis area, we moved to southwestern Missouri
to be part of a large Christian ministry. Our church, Faith
Life Church in Branson, MO. broadcasts services nationally, internationally
and via the internet. I work on the parking team and Jane serves in
technology services. We have been personal finance mentors
and conducted financial peace classes for church members. Our faith
in God is the foundation of everything we do and is the source of everything
we have.
Health
insurance is essential in maintaining a comfortable lifestyle and assuring
a family’s future. Far too many people don’t have coverage,
primarily because of costs. Others have the wrong type of health insurance
or may have health problems that prevent them from being approved for a policy.
The
satisfaction of solving these problems for people is why I am a health insurance
professional. It is my responsibility to make certain you
are insured, not just feel like you are insured!
I
look forward to helping you find the best solution for your personal situation.
God’s very best to you,
Jim Kinert
JimKinert@HSAforAmerica.com
Direct Line: 800-913-5419
