Health Savings Account Tax Savings
Health Savings Accounts Chat
HSA for America Home Page HSA for America
HSA Insurance Plans HSA Plans
Health Savings Account (HSA) Information HSA Information
How-To Guide to Health Savings Accounts HSA "How To"
Health Savings Account (HSA) Administrators HSA Admins
About HSA for America Company Info
HSA for America Additional Benefits Save Money

Substantial tax savings can result from maximizing your contribution to your Health Savings Account.  The examples below do not include savings on state income taxes.  All but a very few of the states that have state income taxes allow deductions for HSA contributions.  More information can be found on our HSA state income tax page.

Health Savings Accounts offer generous deductions on Federal income tax for any deposits made to the account.  See the charts below, or use our HSA Tax Savings Calculator.
Health Savings Plan Instant Quotes Instant Quote
Health Savings Account Information Learn More About HSAs
Maximize Your HSA Newsletter Maximize Your HSA
HSA Teleseminar HSA Teleseminar

Reduction in Federal Income Tax from HSA Contributions in 2009
(Illustrative Examples)

Single Taxpayer:

HSA
Contribution
Income Level      
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$500
$75
$75
$125
$125
$140
$140
$1,000
$150
$150
$250
$250
$280
$280
$1,500
$225
$225
$375
$375
$420
$420
$2,000
$300
$300
$500
$500
$560
$560
$2,500
$375
$375
$625
$625
$700
$700
  $2,650  
$397
$397
$662
$662
$742
$742

Head of Household with 1 Dependent Child:

HSA
Contribution
Income Level      
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$1,000
$100
$150
$250
$300
$250
$250
$2,000
$200
$300
$500
$600
$500
$500
$3,000
$300
$450
$750
$900
$750
$750
$4,000
$400
$600
$900
$1,200
$1,000
$1,000
$5,000
$500
$750
$1,050
$1,500
$1,250
$1,250
   $5,250  
$525
$788
$1,088
$1,563
$1,313
$1,313

Married Couple with No Dependents:

HSA
Contribution
Income Level      
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$1,000
$100
$150
$150
$150
$250
$250
$2,000
$200
$300
$300
$300
$500
$500
$3,000
$300
$450
$450
$450
$750
$750
$4,000
$360
$600
$600
$600
$1,000
$1,000
$5,000
$360
$750
$750
$750
$1,250
$1,250
   $5,250  
$360
$788
$788
$788
$1,312
$1,312

Married Couple with 2 Dependent Children:

HSA
Contribution
Income Level      
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$1,000
$0
$150
$150
$150
$250
$300
$2,000
$0
$300
$300
$300
$500
$600
$3,000
$0
$430
$450
$450
$750
$900
$4,000
$0
$530
$600
$600
$1,000
$1,200
$5,000
$0
$630
$750
$750
$1,250
$1,500
   $5,250  
$360
$655
$788
$788
$1,312
$1,562

HSA for America and its affiliates are not engaged in rendering tax, investment or legal advice.  Federal and state tax regulations are subject to change.  If tax, investment or legal advice is required, seek the services of a licensed professional.
Health Savings Account SSL Security By ControlScan

HSA for America - Specializing in Health Savings Accounts
Your Health Savings Account Professionals!

Contact Us

HSA for America - Health Insurance Solutions
© 2010 - All Rights Reserved

Learn about Medicare Supplement Insurance
HSA for America's BBB Online Reliability Program

HSA Internet Security By ControlScan