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Just
as HSA plans are the smartest way to insure your health,
inexpensive Term Life Insurance is the smartest way
to insure your life. You probably already know
why you should carry life insurance if you have dependents,
because as much as we hate to think about it, there
really is a possibility we might die next year.
Or tomorrow. (If you aren’t convinced,
here’s a video
which explains why you should carry life insurance).
Most of our customers carry term life insurance on
at least the primary breadwinner in the family.
Just
as an HSA plan can save you a lot of money over conventional
copay health insurance plans, term life insurance
can save you thousands of dollars compared to whole
life or universal life plans. Term insurance
is exactly what it sounds like – it is life insurance
that lasts for a certain period, or “term”.
Many
of our members have asked us how they can find the
lowest rates on term life insurance. Because
of low interest rates and increasing lifespans, life
insurance rates are lower than they’ve ever been.
The system we’ve put together enables us to instantly
access instant quotes on the lowest priced plans
available, from numerous A-rated insurance companies.
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Sample
Monthly Rates
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Age
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$500,000
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$1,000,000
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$2,000,000
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35
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$15
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$23
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$43
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40
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$18
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$31
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$57
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45
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$31
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$52
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$99
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50
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$44
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$82
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$162
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55
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$77
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$139
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$274
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60
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$121
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$228
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$452
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65
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$212
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$393
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$783
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Choosing
a life insurance plan is simple. First decide
how much coverage you want - $50,000, $100,000, $500,0000,
$1 million, or whatever. Then decide the “term”
of the coverage. Most popular is 20 year.
What this means is that the coverage will be in force
for that long, and that the premiums will not go up
during that period. Once the term is expired
you may apply for new coverage, or renew your current
policy at a higher rate.
Fill
out the form below for instant quotes on the lowest-priced
plans available. After you apply someone will
call you to schedule a paramed exam in which someone
will come to take blood and urine samples and a blood
pressure reading.
If
you want to avoid the pain and inconvenience of
a paramed exam, click here to access our No
Medical Exam Term Life Insurance page.
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